Male motorists sometimes pay £101 extra a yr for his or her automobile insurance coverage than ladies, a comparability website has prompt.
Males paid a mean annual premium of £812 for complete automobile insurance coverage within the closing quarter of 2016 in contrast with £711 for ladies, in line with Confused.com.
Its analysis prompt that the hole had widened in contrast with a yr earlier.
Insurers are banned from contemplating gender when setting premiums however can contemplate wider dangers.
Amanda Stretton, of Confused.com, stated that insurers had been “changing into extra astute” in figuring out explicit accident dangers, and would value premiums accordingly.
She stated that, typically, males drove extra miles, in additional superior automobiles, and had been extra prone to drive for work – all of which might enhance the likelihood of accidents or enhance the restore invoice.
European guidelines, launched on the finish of 2012, imply insurers can’t take the gender of their clients under consideration when setting their insurance coverage premiums.
Different elements will be thought of however, after the brand new guidelines had been launched, males solely paid £27 extra on common on an annual premium, Confused.com calculated.
This widened to £51 two years in the past, earlier than going above £100 for the primary time within the closing quarter of final yr.
Normally, the standard complete automobile insurance coverage premium stood at £767, rising by 14% – or £95 – in a yr, it stated.
James Dalton, director of basic insurance coverage coverage on the Affiliation of British Insurers (ABI), stated: “Motor insurance coverage stays a extremely aggressive market, with motorists procuring round for the very best offers. However strain is rising on premiums.
“Chilly callers and ambulance-chasing legal professionals are nonetheless discovering methods to take advantage of the system, with authorities knowledge suggesting a 5% enhance in whiplash type claims. That is driving up prices for trustworthy motorists.
“As well as, the federal government has doubled Insurance coverage Premium Tax in simply over a yr, and restore payments are going up as automobiles get extra subtle. So whereas insurers are doing all they’ll to regulate prices, these pressures present how vital it’s that the federal government’s newest proposals to deal with low worth whiplash type claims are carried out totally and as rapidly as attainable, and that there isn’t any rise in Insurance coverage Premium Tax.”